BASE INTEREST RATES & CHARGES

Following minimum interest rates will apply to the credit facilities subject to the credit evaluation of the Company.

The final interest rate decision will be taken by the Credit Division of the company based on the credit risk of the customers.

Lease                         – 10%

Vehicle Loan          – 10%

Revolving Loan      – 10%

Personal Loan        – 12%

Note- These rates will be revised with the rates change in the market.

පහත සඳහන් අවම පොලී අනුපාතයන් සමාගමේ ණය තක්සේරුවට යටත්ව ණය පහසුකම් සඳහා අදාළ වේ. පාරිභෝගිකයින්ගේ ණය අවදානම මත පදනම්ව සමාගමේණය අංශය විසින් අවසාන පොලී අනුපාත තීරණය ගනු ඇත

ලීසිං                – 10%

වාහන ණය    – 10%

චක්‍රීය ණය –    10%

පුද්ගලික ණය – 12%

සටහන- වෙළෙඳපොළේ අනුපාත වෙනස් වීමත් සමඟ මෙම පොලී අනුපාත සංශෝධනය කෙරේ.

பின்வரும் குறைந்தபட்ச வட்டி விகிதங்கள் நிறுவனத்தின் கடன் மதிப்பீட்டிற்கு அமைய கடன் வசதிகளுக்கு உள்ளடக்கப்படும்.  இறுதி வட்டி விகித முடிவு வாடிக்கையாளர்களின் கடன் தரத்தின் அடிப்படையில் நிறுவனத்தின் கடன் பிரிவால் எடுக்கப்படும்

குத்தகை                    10%

வாகன கடன்             10%

சுழற்சி கடன்            10%

தனிப்பட்ட கடன்      12%

குறிப்பு  – இந்த விகிதங்கள் சந்தையில் விகித மாற்றங்களுக்கு அமைய திருத்தப்படும்.

Base lending rates

Following minimum interest rates will apply to the credit facilities subject to the credit evaluation of the Company.

The final interest rate decision will be taken by the Credit Division of the company based on the credit risk of the customers.

Lease                         – 10%

Vehicle Loan          – 10%

Revolving Loan      – 10%

Personal Loan        – 12%

Note- These rates will be revised with the rates change in the market.
මූලික ණය අනුපාත

පහත සඳහන් අවම පොලී අනුපාතයන් සමාගමේ ණය තක්සේරුවට යටත්ව ණය පහසුකම් සඳහා අදාළ වේ. පාරිභෝගිකයින්ගේ ණය අවදානම මත පදනම්ව සමාගමේණය අංශය විසින් අවසාන පොලී අනුපාත තීරණය ගනු ඇත

ලීසිං                – 10%

වාහන ණය    – 10%

චක්‍රීය ණය –    10%

පුද්ගලික ණය – 12%

සටහන- වෙළෙඳපොළේ අනුපාත වෙනස් වීමත් සමඟ මෙම පොලී අනුපාත සංශෝධනය කෙරේ.

அடிப்படை கடன் விகிதங்கள்

பின்வரும் குறைந்தபட்ச வட்டி விகிதங்கள் நிறுவனத்தின் கடன் மதிப்பீட்டிற்கு அமைய கடன் வசதிகளுக்கு உள்ளடக்கப்படும்.  இறுதி வட்டி விகித முடிவு வாடிக்கையாளர்களின் கடன் தரத்தின் அடிப்படையில் நிறுவனத்தின் கடன் பிரிவால் எடுக்கப்படும்

குத்தகை                    10%

வாகன கடன்             10%

சுழற்சி கடன்            10%

தனிப்பட்ட கடன்      12%

குறிப்பு  – இந்த விகிதங்கள் சந்தையில் விகித மாற்றங்களுக்கு அமைய திருத்தப்படும்.

Leasing

Service charge – As per the facility amount

Insurance premium fee – As per the insurance quotation – Premium can be paid by cash/credit

Stamp duty – If applicable – 1% of the net receivable

RMV tansfer fee – As per the nature of transaction

 

Revolving Loans/Vehicle Loans

Service charge – As per the facility amount

Insurance premium fee – As per the insurance quotation – Premium can be paid by cash/credit

Stamp duty – 0.1% of the facility amount (for the demand promissory note obtained)

RMV tansfer fee – As per the nature of transaction

Vehicle Mortgage Fee – 0.1% of the facility amount (stamp duty for mortgage bond)

Vehicle Mortgage Fee – Rs.250/- for mortgage bond registration

Vehicle Mortgage Bond processing fee – Rs.4,000/-

 

Personal Loans / PD cheque Loans

Service charge – As per the facility amount

Insurance premium fee – As per the insurance quotation – Premium can be paid by cash/credit

Stamp duty – 0.1% of the facility amount (for the demand promissory note obtained)

RMV tansfer fee – If applicable – As per the nature of transaction

 

Land Mortgage Loans

Service charge – As per the facility amount

Insurance (DTA) – If applicable – As per the insurance quotation

Insurance (Title insurance) – If applicable – As per the insurance quotation

Stamp duty – 0.1% of the facility amount (for the demand promissory note obtained)

Legal fee – As per the facility amount

Valuation fee – As per the property value

Initial Charges for facilities

Leasing

Service charge – As per the facility amount

Insurance premium fee – As per the insurance quotation – Premium can be paid by cash/credit

Stamp duty – If applicable – 1% of the net receivable

RMV tansfer fee – As per the nature of transaction

 

Revolving Loans/Vehicle Loans

Service charge – As per the facility amount

Insurance premium fee – As per the insurance quotation – Premium can be paid by cash/credit

Stamp duty – 0.1% of the facility amount (for the demand promissory note obtained)

RMV tansfer fee – As per the nature of transaction

Vehicle Mortgage Fee – 0.1% of the facility amount (stamp duty for mortgage bond)

Vehicle Mortgage Fee – Rs.250/- for mortgage bond registration

Vehicle Mortgage Bond processing fee – Rs.4,000/-

 

Personal Loans / PD cheque Loans

Service charge – As per the facility amount

Insurance premium fee – As per the insurance quotation – Premium can be paid by cash/credit

Stamp duty – 0.1% of the facility amount (for the demand promissory note obtained)

RMV tansfer fee – If applicable – As per the nature of transaction

 

Land Mortgage Loans

Service charge – As per the facility amount

Insurance (DTA) – If applicable – As per the insurance quotation

Insurance (Title insurance) – If applicable – As per the insurance quotation

Stamp duty – 0.1% of the facility amount (for the demand promissory note obtained)

Legal fee – As per the facility amount

Valuation fee – As per the property value

ණය පහසුකම් සඳහා මූලික ගාස්තු
கட்டணம்